FAQ- What can I pay with my American Express? – Plastiq Help Center

I have an American Express card and it was issued in the United States. What can I pay with it?

American Express payments to Recipients in the United States are permitted for the following payment types: Government, Utilities, Education, Residential Rent, Business Services, Wholesale Inventory, Professional Services, Construction & Maintenance, Club Fees & Memberships.

My American Express card was issued in Canada. What can I pay with it?

American Express payments to recipients in Canada are permitted for the following payment types: Government, Utilities, Education, Business Services, and Residential Rent.

What qualifies as a "Club Membership" payment?

Payments to sporting clubs such as yacht, golf, or athletic clubs fall under this payment type. This category also includes professional organizations, art clubs, historical clubs, poetry clubs, and labor unions.

Do child care services fall under "Education"? What about student loans?

Yes, they do. However, child support or an alimony payment would not qualify as a "child care service". Student loans do not fall under "Education", but tuition payments do qualify.

What falls under the "Utilities" payment type?

Generally, payments to public utilities qualify under the "Utilities" payment type. That means payments to companies for water, sewer, trash, electricity, and natural gas. Payments for purchases of fuel or heating oil do not qualify as "Utilities" payments.

What qualifies as a "Business Service"?

Please refer to the guide below to determine if your payment qualifies as a "Business Services":

Permitted

Not Permitted

Computer Programming and Data Processing
Design Services
Information Retrieval Services
Credit Reporting
Equipment, Tool, Furniture, and Appliance Rental and Leasing

Quick Copy, Reproduction, and Blueprinting Services
Computer Maintenance and Repair
Miscellaneous Repair Services
Shipping, Hauling, Freight, and Moving Services
Stenographic and Secretarial Support Services
Photo Finishing
Security/Investigative Services
Employment Agencies and Temporary Help Services
Commercial Photography, Art, and Graphics

Insurance
Medical
Franchise Fees / Purchase of a Business
Labor and Payroll
Advertising
Consulting
Telecom
Wholesale
Other business services

What qualifies as "Construction & Maintenance"?

Aside from payments for "Landscaping and Gardening", all of the following Construction & Maintenance payments are supported:

Permitted
General Contractors/Builders Architecture and Engineering Electrical Contractor Masonry, Stonework, Tile Setting, Plastering, and Insulation Carpentry Roofing, Siding, and Sheet Metal Concrete Work Welding	Lumber and Building Materials (Wholesale) Paint (Wholesale) Metal Products and Services Glass, Paint, and Wallpaper Heating, Plumbing, Air Conditioning, and Irrigation Exterminating and Disinfecting Services Cleaning, Maintenance, and Janitorial Services Other Contracting Services (eg. Painting)

What qualifies as "Wholesale Inventory"?

Please refer to the guide below to determine if your payment qualifies as "Wholesale Inventory":